Turn invoices into collected cash.
CashTrace is a cloud receivables platform built for African SMEs. Track every outstanding invoice, reconcile M-Pesa and bank payments automatically, and let a documented escalation sequence chase arrears, so your team can stop doing it manually.
Real-time
Cash flow visibility
Automated
M-Pesa & bank reconciliation
Pilot
Onboarding first clients
Outstanding
KES 2.4M
-12%
Collected MTD
KES 1.8M
+34%
Avg. Collection
14d
-8d
Collection trend
Every feature is built around one goal, shortening the gap between invoice issued and cash collected.
Every outstanding invoice in one dashboard. Aging buckets, per-customer balances, and clear prioritisation, no more spreadsheet hunts.
Payments coming through M-Pesa and bank transfers match to the correct invoice automatically. Reconciliation stops being a manual job.
Configurable escalation: polite nudge, firm reminder, final notice. Delivered on WhatsApp or SMS. You set the cadence; the system does the chasing.
Customers upload a screenshot or forward an SMS. The system reads it, attaches it to the invoice, and tags the payment for reconciliation.
Real-time view of money in, money out, and what's overdue. Forward-looking projections based on your invoicing rhythm.
Every interaction with every customer: invoices, payments, reminders sent, notes. Stored in one auditable history per account.
Neither M-Pesa nor a bank transfer was built to carry your reference. This is what CashTrace does with one, and where it stops guessing.
The payer typed the account number on a phone keypad, from memory. One digit out is a miss.
One phone number reaches us written three different ways. Normalised first, so all three resolve to one tenant.
Two tenants owe exactly this. An amount match proves a payment happened, not who made it.
Ranked suggestions, confirmed in one click. Nothing below certainty writes itself to the ledger, because a ledger that looks reconciled and is not is the expensive kind of wrong.
Small accounting teams running 50–500 invoices per month who've outgrown spreadsheets and need reconciliation to stop eating their week.
Consultancies, clinics, agencies, and B2B service firms billing on net-30/net-60 terms who struggle with slow-paying clients.
Landlords and managing agents tracking recurring rent across multiple tenants, bank channels, and M-Pesa numbers.
Bring your invoices and we will walk you through the reconciliation and follow-up against your own data. We are onboarding a first group of pilot clients now.